New Poster Requirement
All New Mexico employers must display the updated Workers’ Compensation poster by December 31, 2025.
Download it or request a printed copy here.
Indemnity benefits are payments to the injured worker or dependents that compensate for wage loss, functional impairment, or death. They are also called disability or lost-wage benefits, and can be classified as either temporary or permanent.
Temporary Total Disability (TTD) benefits go to workers who are temporarily unable to work because of an injury. The TTD amount is paid at the full compensation rate, which is two-thirds the worker’s average weekly wage, based on wages for the 26 weeks prior to the accident.
Temporary Partial Disability (TPD) benefits are available when the employer keeps the worker employed during the temporary disability period, but at a reduced wage or reduced hours. TPD benefits are two-thirds the difference between the regular and reduced wage, up to the maximum compensation rate.
Permanent Partial Disability (PPD) benefits are paid to workers once they have reached Maximum Medical Improvement (MMI). Benefits are based on the worker’s impairment rate and other factors, and compensation depends on the nature of the injury and the body part(s) affected.
If the total PPD rating is less than 80 percent, the maximum duration of indemnity payments for any whole body injury is 500 weeks, including TTD and PPD. If the PPD rating is 80 percent or more, benefits are paid for a maximum of 700 weeks.
Death or survivor benefits are paid to the worker’s dependents, up to the full compensation rate, for the maximum period of benefits. The maximum amount due is how much the worker would have received in temporary total disability benefits, up to 700 weeks. The amount is exclusive of funeral benefits, which is currently set at $7,500.
To learn more about indemnity benefits and the benefits process, contact an ombudsman, at 1-866-967-5667 or see either the Worker or Employer guidebooks, which are also found on our Publications page.
With the approval of a workers’ compensation judge, a worker may elect to receive compensation benefits in a lump-sum payment. There are several categories of lump-sum payments:
Find out more about the lump-sum payment process.