The following is a list of "frequently asked questions" pertaining to the workers' compensation coverage of agricultural laborers under the Workers' Compensation Act. Published July 19, 2016.
For Agricultural Workers and Employers
Frequently asked questions are separated into Question and Answer expandable categories. Click on the question below to expand the section to view the answer.
A compliance officer with the WCA will work with you to allow your business sufficient time to obtain a policy. If your agricultural operation nonetheless fails to obtain a policy, the WCA may seek a temporary restraining order to prevent you from operating your business until a workers’ compensation policy has been obtained. Your business could also face penalties of up to $1,000 per day that the business is in violation of the mandatory insurance coverage requirements.
If one of your employees is injured when you do not have workers’ compensation coverage in place, the employee can file a claim with the Uninsured Employers’ Fund (UEF). If the Uninsured Employers’ Fund pays benefits to the injured employee on your behalf, your business will be ordered to reimburse the Uninsured Employers’ Fund for all benefits paid, plus penalty (between 15% and 50%), interest, and fees.